Imagine owning your dream home. It’s closer than you think! Join Adrienne, an expert realtor from The Oliver Team, and Jim Inzer, Senior Loan Officer at HMA Mortgage, for a transformative Free Dine & Learn Workshop in November. Perfect for first-time buyers, this workshop offers everything you need to know to buy your first home.

What We’ll Cover:

• Meet Adrienne and The Oliver Team: Learn about our innovative strategies and why so many buyers trust us with their home purchases.
• The Complete Buyer’s Road Map: A detailed guide that covers every step of the home-buying process, ensuring you’re never left guessing.
• Resale vs. New Construction: Get insights on the benefits and challenges of both options to make an informed decision.
• 7 Steps to Secure Financing: Understand the process of getting pre-approved and securing a mortgage that fits your needs.
• The Real Costs of Buying a Home: A breakdown of all costs, including hidden expenses, to help you budget effectively.
• Meet Our Preferred Vendors: Get introduced to our network of trusted professionals who will assist you every step of the way.
• Testimonials & Success Stories: Be inspired by real-life stories of clients who successfully purchased their homes with our guidance.

Jim will provide insights on:

• The BIG 3 Questions: How to determine what you can afford, the amount needed for a down payment, and your borrowing capacity.
• Down Payment Insights: Practical advice on saving for your down payment and exploring different funding options.
• Understanding Mortgage Insurance: Learn about its role and benefits in protecting your investment.
• Credit Facts vs. Fiction: Debunk common myths and get tips to boost your credit score.
• Budgeting Strategies: Essential tips for managing your finances and preparing for homeownership.

Why Attend? Gain expert insights and practical advice to make your home-buying journey smooth and successful. RSVP now and take the first step towards your new home!